Fintech

Transform Your Idea

All-in-One Money App

Client: Fintech company

Expertise:

Tech Stack:

Analyst

Backend

Frontend

AWS

Node.js

Python

Swift (iOS)

Kotlin (Android)

MongoDB

PostgreSQL

DevOps

The client, a fintech company based in the Baltic region, aimed to create a financial application to compete with industry leaders like Revolut. Their vision was to offer a seamless, secure, and user-friendly digital banking solution tailored to the local market with global compatibility.

About the Client

The project involved building a comprehensive mobile financial application that supports opening free IBAN accounts, enables SEPA and SWIFT transfers, and provides virtual and physical debit cards. The app’s core objective was to integrate modern financial services like cryptocurrency transactions and instant payments, catering to tech-savvy users in the Baltics.

Project Overview

Challenges & Objectives

Challenges:

Competing with well-established financial apps in terms of usability, features, and security.
Ensuring compliance with regional and international banking regulations.
Seamlessly integrating diverse financial systems, including traditional and crypto payment platforms.

Objectives:

Develop secure iOS and Android applications with easy onboarding and verification.
Implement wide-ranging payment integrations, including cryptocurrency exchanges.
Provide advanced security measures and offer protected safeguarding accounts.
Enable instant payments, unlimited virtual card issuance, and support for Apple Pay and Google Pay.

Implementation

Platform Development:

Built native iOS and Android applications for optimal performance and user experience.
Designed an intuitive interface for swift user onboarding and identity verification.

Core Features:

Banking Services: Enabled free IBAN account creation, SEPA/SWIFT transfers, and spending analytics.
Card Management: Integrated virtual and physical debit card issuance, supporting Apple Pay and Google Pay.
Cryptocurrency Integration: Incorporated exchanges for crypto transactions alongside traditional payment systems.
Savings and Statistics: Provided savings accounts with analytics for tracking expenses and budgeting.

Security Measures:

Introduced robust authentication mechanisms and encrypted safeguarding accounts for user funds.
Ensured compliance with financial regulations, protecting user data and transactions.

Testing & Deployment:

Conducted rigorous testing across devices and platforms to ensure reliability.
Delivered comprehensive documentation to simplify maintenance and updates.

Outcomes & Business Impact

Enhanced Financial Access: Empowered users in the Baltics with modern financial tools and features, rivaling global competitors.
User Growth: Increased app adoption through a secure and feature-rich experience.
Streamlined Payments: Delivered instant transactions and diverse payment integrations, including crypto.
Improved Savings: Provided users with actionable insights into spending habits and budgeting.

The all-in-one money app now serves as a powerful alternative to Revolut, providing Baltic users with an intuitive, secure, and comprehensive financial platform for their everyday banking needs.

Challenges & Objectives

Outcomes & Business Impact

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